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About Boston Fix and Flip Loans
The Massachusetts division of Optimus Capital Corp, a relationship-driven hard money lender that works only with real estate investors.
Who we are
Boston Fix and Flip Loans lends to real estate investors in Boston and across Massachusetts. We are a division of Optimus Capital Corp, a nationwide hard money lender, so local investors get one point of contact here and access to national lending capital.
We finance fix and flips, rental properties, new construction, portfolios and commercial property. We do not lend on owner-occupied homes.
Our Massachusetts office is at 205 Clifford St, New Bedford, MA 02745.
How we work
We are a relationship lender. That means straight answers on what a deal will and will not qualify for, loans that are pre-underwritten in-house so they fund correctly the first time, and someone who will look over your shoulder on the numbers before you commit.
- Speed: fix and flip loans average up to 21 days and can close in about 7 days when title and insurance are ready
- Deal analysis: we review the purchase price, budget and exit with you
- Long-term relationships: no limit on the number of loans we will make to one investor
Andrew Shanti
Senior Vice President
Andrew has worked in lending and real estate since 2005 as a principal, executive and investor, across residential and commercial property. As Senior Vice President at Optimus Capital, he leads the Massachusetts division.
His background includes off-market commercial real estate, where he has facilitated more than $25 billion in offers for clients that include high net worth individuals and hedge funds.
Away from work, Andrew hangs out with his Rhodesian Ridgeback, Harley, and his Goldendoodle, Brodie, and spends time with his wife and their four cats, two guinea pigs and two rabbits.
- Call (954) 598-4564
- Email andrew@optimuscapitalcorp.com
About Optimus Capital Corp
Our parent company, Optimus Capital Corp, is a best-in-class, relationship-driven lender that works exclusively with real estate investors. Optimus Capital was founded in 2015 and is one of the only hard money lenders in the country that maintains a 5-star review rating.
Our business model is based on the Golden Rule: do right by others over the long term. We want to knock it out of the park for you. We are a lender that has your back, with the right capital in place to get your loan over the finish line.
Learn more about our parent company at optimuscapitalcorp.com.
What borrowers say
Andrew Shanti at Optimus is the only hard money lender I trust. He is creative, responsive, professional, and the best in his industry. We have closed two complex deals together so far and would not have been able to get these deals to closing if it was not for his experience and expertise. I highly recommend working with Andrew Shanti.
Marjorie, Google review
Andrew with Boston Fix and Flip loans was an invaluable asset and helped guide us through a complicated purchase. We had a tight timeline, and he consistently kept things moving with strong communication, deep knowledge, and steady follow-through. Our closing date was just after Thanksgiving, and despite the holiday timing and complexity, he stayed engaged and helped us reach the finish line. I would strongly recommend working with Andrew, and I’m truly grateful for all his hard work and guidance.
John Webster, Google review
Loan programs
| Program | What it funds | Maximum leverage |
|---|---|---|
| Fix and flip loans | Buying and renovating a property you plan to resell | Up to 90% of purchase and 100% of rehab, capped at 70 to 75% of after-repair value |
| DSCR rental loans | Buying or refinancing long-term and short-term rentals | Up to 85% loan-to-value on a purchase, up to 80% on a cash-out refinance |
| New construction loans | Ground-up builds, including the land | Up to 90% of cost for experienced builders, capped at 70 to 75% of completed value |
| Portfolio and commercial loans | Several rentals under one loan, plus multifamily and commercial property | Up to 80% on a portfolio purchase; commercial quoted deal by deal |
Talk to Andrew about your deal
Tell us the address, the purchase price and your plan for the property. We will come back with leverage and pricing for your scenario.